Stop overpaying on every sale. Start getting paid the way your business deserves.
Atoa Pay is the smarter payment plugin for UK businesses — combining Pay by Bank, card payments, Google Pay, and Apple Pay in one beautifully simple WooCommerce integration. Fewer fees. Faster money. Zero hassle.
Pay by Bank — The Future of Checkout
Your customers open their banking app, tap to approve, and they’re done. No card numbers to type. No passwords to remember. Just a smooth, secure payment that lands in your account faster than any card ever could.
- Save up to 50% on fees — Open Banking payments skip the card networks entirely
- Instant or next-day settlement — your money arrives sooner, every time
- Zero chargebacks — bank-authorised payments eliminate fraud disputes for good
All major UK banks supported. Live bank logos shown at checkout automatically.
Card, Google Pay & Apple Pay — All Included
Give every customer their preferred way to pay. Atoa handles Visa, Mastercard, Google Pay, and Apple Pay alongside Pay by Bank — under one account, one dashboard, one API key.
Up and Running in Minutes
You’ll need an Atoa account to get started. Sign up at dashboard.paywithatoa.co.uk
- Grab your API key from the Atoa dashboard
- Install and activate the plugin
- Paste your key, choose your store, hit save — you’re live
No developers. No complicated setup. No waiting.
Everything Your Store Needs
- Classic & Block Checkout — works seamlessly with both
- Multi-store ready — manage multiple locations from one account
- Sandbox mode — test everything before going live
- Always in sync — automatic payment status checks so no order is ever lost
Trusted. Regulated. Secure.
Atoa is an FCA-authorised UK Payment Institution (FRN #1007647), ISO-27001 and SOC2 certified.
By installing Atoa Pay, you agree to our Terms of Service and Privacy Policy. Full documentation is available at docs.atoa.me.
Screenshots
WooCommerce checkout showing Pay by Bank, Pay by Card, and digital wallet options — all powered by Atoa.
Customers choose their bank and approve the payment from their banking app in seconds.
Atoa Business dashboard — track every payment, monitor payouts, and manage your business in real time.
Pay by Bank settings — paste your API key, select your store, and go live in minutes.
The Atoa Pay by Bank screen — customers pick from all major UK banks with a single tap.
Pay by Card settings — enable card payments, Google Pay, and Apple Pay with a single toggle.
The Atoa Pay by Card screen — Apple Pay, Google Pay, and full card entry with Visa and Mastercard support.