
Split Pay β Stripe Connect Split Payments & Multi-Vendor Marketplace for WooCommerce & FluentCart
by Brandon Ernst
Split Pay is the leading WordPress split payments plugin powered by Stripe Connect. Automatically split payments between your platform and one or more connected Stripe accounts – perfect for multi-vendor marketplaces, vendor payouts, commission management, and business partner revenue sharing.
Split Pay works with multiple e-commerce platforms including WooCommerce and FluentCart, with support for multiple Stripe payment gateways per platform. Whether you’re building a multi-vendor marketplace, managing supplier payments, running an affiliate storefront, or sharing revenue with business partners, Split Pay handles the entire payment splitting workflow so you can focus on growing your store.
How It Works
Split Pay uses the Stripe Connect Transfers API to automatically route a percentage or fixed amount of every sale to one or more connected Stripe accounts. It integrates with the Stripe payment gateway configured in your e-commerce platform – transfers appear in the Stripe Dashboard and are fully trackable from your WordPress admin.
Supported Platforms & Gateways
- WooCommerce with WooCommerce Stripe Payment Gateway (official)
- WooCommerce with Payment Plugins for Stripe WooCommerce
- FluentCart with FluentCart’s built-in Stripe integration
The Integrations tab stores one default platform key for official WooCommerce Stripe and as FluentCart’s fallback. For Payment Plugins, save the matching gateway-specific transfer key for every enabled mode so transfers, readiness, account sync, and the row-level check all use that explicit key. If it is empty, normal order transfers, delayed releases, guarded retries, and store-initiated refunds can fall back to Payment Plugins’ own same-mode gateway secret, but the Split Pay row remains incomplete. Account sync is explicit; webhook buttons are read-only checks and never create or change endpoints.
Who Is Split Pay For?
- Multi-vendor marketplace owners who need automatic vendor payouts
- Business partnerships where revenue is shared between parties
- Supplier and vendor relationships with automated commission payments
- Affiliate or referral storefronts that split sales with partners
- Service platforms that distribute payments to service providers
- Subscription businesses that share recurring revenue with vendors
Requirements
- At least one supported e-commerce plugin: WooCommerce or FluentCart
- A Stripe payment gateway plugin configured for your chosen platform
- Your Stripe platform secret key; when using Payment Plugins, its matching Split Pay transfer key for every enabled mode
- A positive transfer amount of at least one smallest currency unit; Stripe may apply additional currency- or account-specific limits
- A Stripe Connect platform and connected-account country combination that Stripe currently permits; cross-border availability depends on Stripe
π Free Features
οΌ PERCENTAGE-BASED SPLIT PAYMENTS
Transfer a percentage of every sale to a single connected Stripe account. Define a global split percentage and every payment is automatically divided – no manual payouts required. Works with WooCommerce and FluentCart.
π± CURRENCY AGNOSTIC PAYMENTS
Accept payments in any currency supported by Stripe. Split payment calculations happen automatically regardless of your store currency – USD, EUR, GBP, AUD, CAD, and 100+ more.
π§ INTEGRATIONS TAB WITH GUIDED SETUP
The Integrations tab auto-detects your installed e-commerce plugins and Stripe gateways, shows each gateway’s effective transfer-key source, runs explicit account sync, and provides read-only checks for this site’s WooCommerce Stripe webhook. It supports WooCommerce and FluentCart simultaneously without modifying webhook endpoints.
β©οΈ AUTOMATIC REFUND HANDLING
When a refund is processed in WooCommerce, or received through FluentCart’s supported Stripe refund event, Split Pay automatically reverses the proportional transfer amounts to each connected vendor account. Supports full and partial refunds with detailed order notes.
π RETRY FAILED TRANSFERS
Encountered a failed WooCommerce transfer? Use the “Retry Split Pay Transfers” order action to reprocess it from the order edit screen. No need to manually recreate transfers in Stripe.
π’ VENDOR CONNECT SHORTCODE
Place the [split_pay_vendor_connect] shortcode on any page so an eligible signed-in vendor can connect Stripe with one click through Stripe-hosted onboarding.
π WOOCOMMERCE SUBSCRIPTIONS SUPPORT
Compatible with the official WooCommerce Subscriptions plugin. Recurring renewal orders follow the same Split Pay transfer path and saved product settings as ordinary WooCommerce orders.
π³ SUPPORTED STRIPE CHARGE FLOWS
Split Pay runs only after a supported gateway exposes a paid Stripe charge. Payment-method compatibility depends on that gateway’s event payload and settlement flow, so verify every enabled payment method in Stripe Test mode before relying on it.
β© HIGH-PERFORMANCE ORDER STORAGE (HPOS) COMPATIBLE
Compatible with WooCommerce High-Performance Order Storage and legacy order storage.
π‘οΈ ROBUST SETUP VALIDATION
API-key format checks, incomplete-configuration warnings, aggregate transfer alerts, and connected-account country mismatch detection help surface setup problems before live use.
π DEVELOPER HOOKS & FILTERS
WordPress hooks and filters are available for transfer metadata, recipient selection, calculations, and custom workflows.
β PRO Features
π SPLIT PAYMENTS ACROSS MULTIPLE VENDOR ACCOUNTS
Split payments across multiple connected Stripe accounts simultaneously. Onboard unlimited vendors, suppliers, or service providers and configure individual transfer amounts for each connected account. Works with both WooCommerce and FluentCart orders.
π’ VENDOR ONBOARDING ADMIN CONTROLS
Invite vendors directly, let them choose the vendor role through your site’s existing WordPress registration form, and assign additional WordPress user roles as vendor roles. WCFM stores can optionally route generic Connect links through the existing WCFM Stripe Payouts flow so the returned account is bound to the exact signed-in vendor, site, and Test or Live mode; existing generic links remain unchanged until the option is enabled.
π PRODUCT-LEVEL COMMISSION RATES
Set transfer percentages globally or override them at the product level. For example, split all sales at 10% globally, but set Product A at 20% and Product B at 5%. Fine-grained commission control for every product in your catalog – available for both WooCommerce products and FluentCart products.
π GLOBAL & PRODUCT-LEVEL FIXED AMOUNT TRANSFERS
Configure fixed transfer amounts globally or per product. Transfer $5 from every sale, or set $10 for Product X and $25 for Product Y. Mix and match with percentage-based splits across your store.
π COMBINE PERCENTAGES AND FIXED AMOUNTS
Use percentage-based commissions for some products and fixed-amount payouts for others – all in the same store. Transfer $10 from Product X sales and 25% from Product Y sales simultaneously.
π VARIABLE PRODUCT SUPPORT
Full support for WooCommerce variable products. Set unique transfer values, transfer types, and connected accounts for each product variation. Percentages and fixed amounts can be combined across variations.
π’ SHIPPING FEE TRANSFERS
Transfer a percentage or fixed amount of shipping fees to connected vendor accounts. Ideal for marketplaces where vendors handle their own product fulfillment and shipping.
πΈ TAX TRANSFERS
Transfer 100% of collected taxes to connected vendor accounts, or transfer partial taxes proportionally based on product-level transfer values. Full control over how tax revenue is distributed.
π³ OPTIONAL STRIPE FEE ALLOCATION
For new WooCommerce orders, optionally deduct the charge’s exact Stripe processing fee proportionally across all connected-account transfer legs. The setting is off by default; existing and in-progress orders keep their saved payout behavior, and refunds use only the fee-adjusted amount actually transferred.
π TRANSFER DASHBOARD & CSV EXPORT
The Transfers tab in your WordPress admin displays a complete history of all split payment transactions across all integrations. Filter by source (WooCommerce / FluentCart), search, paginate, and export to CSV for accounting, reporting, or reconciliation.
π BULK EDITOR FOR PRODUCTS
Manage transfer settings for hundreds or thousands of products with a spreadsheet-style bulk editor. Supports both WooCommerce and FluentCart products with source identification. Filter by category, product name, SKU, or attributes – then update transfer values and connected accounts in bulk.
βοΈ TRANSFER CONFIRMATION EMAILS
Automatically send transfer confirmation emails detailing every split payment amount, links to transfers in the Stripe Dashboard, and any failures that occurred. Keep stakeholders informed on every transaction.
π± WEBSITE & PRICING
π DOCUMENTATION
π¬ SUPPORT
Compatibility
- WooCommerce – Full integration with WooCommerce orders, products, and admin
- FluentCart – Full integration with FluentCart orders, products, and SPA admin
- WooCommerce Stripe Payment Gateway – Official Stripe gateway for WooCommerce
- Payment Plugins for Stripe WooCommerce – Alternative Stripe gateway for WooCommerce
- FluentCart Stripe – FluentCart’s built-in Stripe payment integration
- WooCommerce Subscriptions – Recurring split payments for subscription products
- WooCommerce HPOS – High-Performance Order Storage fully supported
- WooCommerce Bundles – Parent bundle lines are processed; child lines are skipped to prevent duplicate transfers
- Advanced Product Fields – Compatible with custom product field plugins
- WordPress Multisite – Supports multisite installations
GAUCHO PLUGINS PORTFOLIO
Payment Page: Start accepting payments in a beautiful payment form in less than 60 seconds
Split Pay Plugin: Split WooCommerce payments across multiple connected Stripe accounts.
Login for Stripe Customer Portal: Create an Account login area for your Stripe customers.
Gyta Buyback: Create a trade-in / buyback business using WooCommerce.
Version Info: Show WP, PHP, MySQL & Web Server Versions in the WP-Admin Dashboard.
China Payments Plugin: Accept WeChat Pay and Alipay payments from Chinese customers.
Blocked in China: Check if your website is available in the Chinese mainland.
Speed in China: Check your websiteβs speed in the Chinese mainland.
Screenshots

Global Transfer Settings - add your connected Stripe accounts and set the default split percentage used when a product has no product-level value.

Per-product split - on any product's Split Pay tab, choose the connected account and set a product-specific transfer percentage or fixed amount (overrides the global default).

Shipping transfers - split the order's shipping charge to the vendor account by percentage or fixed amount, globally or per product.

Transfers log - every automatic split payout, with the WooCommerce order, Stripe charge, and Stripe transfer IDs, in Test and Live mode.

Vendor onboarding - sellers register as vendors and connect their own Stripe account to start receiving their share automatically.