Shipping Insurance & Package Protection for WooCommerce

Codenitive Shipping Insurance adds a configurable package-protection option to WooCommerce. Customers can enable or disable insurance from the cart or checkout page. The selected state is stored in the WooCommerce session and remains synchronized while order totals refresh.

The plugin provides independent display-location settings for the cart and checkout pages. The insurance fee is added to the WooCommerce totals only when the customer enables the option.

Features

• Enable or disable shipping insurance globally.
• Set a custom heading, option label, and description.
• Choose between a single-fee toggle and tiered coverage choices.
• Configure a fixed fee or manage multiple coverage and fee levels with repeatable rows.
• Choose whether the insurance fee is taxable.
• Choose whether insurance is enabled by default.
• Restrict insurance to selected shipping classes or selected shipping methods.
• Optionally restrict each coverage level to selected shipping classes and shipping methods.
• Restrict general, single-fee, and individual coverage choices by user role, including guests.
• Set fixed or percentage-based fees for the single-fee toggle and individual coverage choices.
• Select the insurance location on the classic cart page.
• Select the insurance location on the classic checkout page.
• Hide the insurance option independently on the cart or checkout page.
• Synchronize the selected state during WooCommerce AJAX updates.
• Add optional shipping instructions when using tiered coverage.
• Save the insurance selection, coverage, fee, and instructions in order metadata.
• Display the selected insurance fee in WooCommerce order administration.
• Support WooCommerce High-Performance Order Storage (HPOS).
• Include compatibility handling for CheckoutWC checkout updates.

Configuration

Enable

Turns the shipping-insurance feature on or off across the store.

Insurance type

Choose “Single fee toggle” for the original package-protection switch or “Coverage choices” for radio-button coverage levels with an explicit decline option.

Cart location

Choose where the insurance option appears on the classic WooCommerce cart page. Select “Do not display on cart page” to hide it from the cart.

Checkout location

Choose where the insurance option appears within the classic WooCommerce checkout form. For CheckoutWC, “After billing form” is the recommended location. Select “Do not display on checkout page” to hide it from checkout.

Heading, option label, and description

Customize the text displayed in the insurance panel.

Fee

Choose a fixed amount in the store currency or a percentage of the discounted product total (excluding shipping and tax). The calculated fee appears in the totals when insurance is selected.

Coverage choices

Add coverage levels in the settings screen. Each row can use a fixed customer fee or a percentage of the discounted product total; existing coverage|fee rows remain fixed-fee levels. Each level can also be restricted by shipping class, selected shipping method, and user role. Empty selections mean no restriction for that rule.

Shipping instructions

Optionally show a checkout textarea in Coverage choices mode. Instructions are sanitized and saved with the order.

Default state

When enabled, insurance is initially selected for a customer who does not already have a saved state in the current WooCommerce session.

Tax

Enable this setting if WooCommerce should calculate tax on the insurance fee.