Paisaify for UPI adds a UPI checkout to WooCommerce. The customer pays your own UPI ID straight into your own bank account. There is no payment gateway, no percentage fee and no one holding your money.
How it knows you were paid
Your phone receives the bank’s “money received” text. A small rule on that phone (the free MacroDroid app on Android, or an Apple Shortcuts automation on iPhone) passes the text to your site. Paisaify reads the amount and marks the order paid.
What you get
- A UPI checkout for WooCommerce with a QR code, a pay-in-app link and a “pay to UPI ID” fallback.
- Exact-amount matching. Each waiting order gets a unique amount of up to 99 paise extra, so two orders of the same price never get mixed up.
- A payment window that closes by itself, and a “I already paid” claim form with the UPI reference.
- A live dashboard with today’s total, waiting orders, phone status and a step-by-step setup for your phone.
- Support for all major Indian banks (87 sender codes built in).
- An email to the shop admin for every payment, unmatched credit and silent phone.
- Health and Security cards, automatic clean-up of old message records, and WordPress Site Health checks.
- Works with the WooCommerce block checkout and the classic checkout, and with High-Performance Order Storage.
Privacy
- Payment data stays in your own WordPress database. This plugin does not contact any Flying Star server and sends nothing to any third party.
- The phone forwards every text it receives, so Paisaify stores nothing from messages that are not bank credits, and deletes old rows daily.
- The optional “Powered by Paisaify” credit under the payment box is off by default.
Good to know
- This is not a payment gateway. It confirms payments by reading your bank’s credit SMS, so the connected phone must stay on and online.
- Some UPI apps refuse payment links to a personal UPI ID. Scanning the QR code, or typing the UPI ID, works. A business UPI ID from your bank avoids this.
- UPI limits still apply, usually Rs 1,00,000 per payment.
- Paisaify for UPI is not affiliated with NPCI. “UPI” is a trademark of NPCI.
Need donations with 80G receipts, payment links, PDF and email receipts, WhatsApp and Telegram alerts, or a full ledger? See Paisaify Pro at https://flyingstar.in.
Screenshots
The UPI checkout with QR code and countdown.
The dashboard with today's total and phone status.
The settings screen.
The pay card also shows the UPI ID and exact amount to copy, for apps that do not open.
The same pay card on a phone.
The overview with today's total, your phone status and an estimate of the gateway fees you skipped in the last 30 days.
Live payments and the orders still waiting.
The WooCommerce order records the verified payment, with the UPI reference, in its notes.
The payment method settings under WooCommerce > Settings > Payments.