Payment Gateway for PhonePe and for Woocommerce

🚀 Payment Gateway for PhonePe and for Woocommerce allows you to accept payments through PhonePe UPI, Wallet, Cards, and Net Banking, providing customers with a quick and secure checkout experience. Developed by an Official PhonePe Partner, this plugin ensures high performance and reliability.

Key Features:

• Multiple Payment Options: Accept payments via UPI, Wallet, Cards, and Net Banking.
• Seamless Checkout: Smooth, mobile-optimized checkout experience.
• Secure Transactions: PCI DSS compliance with end-to-end encryption.
• Real-Time Order Updates: Instant order status synchronization.
• Fast Integration: Easy setup without coding skills.
• PhonePe Sign-up: Highlighted PhonePe sign-up option for new customers.

Why Choose PhonePe?

• Increase Conversions: Fast UPI payments reduce cart abandonment rates.
• Trusted & Secure: One of India’s most trusted payment methods.
• Quick Settlements: Receive payments faster with low transaction fees.
• Wide Reach: Accept payments from millions of PhonePe users.
• Exclusive Benefits for PhonePe Merchants: Enjoy special offers for PhonePe business account holders.

PhonePe is supported for transactions within India and in INR currency only.

External Services

This plugin connects to the official PhonePe payment gateway APIs to process payments, verify transaction statuses, and manage refunds for WooCommerce orders.

It sends the following data to PhonePe:
– Order ID, order amount, WooCommerce customer ID, order key and the return URL when the customer proceeds with checkout
– Order ID when verifying a payment status
– Refund details (refund ID, order ID and amount) when a refund is issued
– The store webhook URL and generated webhook credentials when the webhook is configured

The plugin communicates with the following API endpoints:
– https://api.phonepe.com/apis/identity-manager/v1/oauth/token (authentication)
– https://api.phonepe.com/apis/pg/checkout/v2/pay
– https://api.phonepe.com/apis/pg/checkout/v2/order/{merchantOrderId}/status
– https://api.phonepe.com/apis/pg/checkout/v2/refund
– https://api.phonepe.com/apis/pg/payments/v2/refund/{merchantRefundId}/status
– https://api.phonepe.com/apis/omx-service/v1/webhooks/configure (webhook configuration)
– https://api-preprod.phonepe.com/apis/pg-sandbox (Sandbox/testing environment)

PhonePe also sends payment and refund webhooks to your store at ?wc-api=pgppw_webhook. These are only accepted when they are signed with the webhook credentials (SHA username/password or HMAC checksum secret key) configured in both the PhonePe dashboard and the plugin settings.

All data transfers are securely handled over HTTPS. The plugin does not store or retain any personal user data.

The “Sign Up with PhonePe” button in the plugin settings opens https://easypaymentplugins.com/phonepe-signup, which redirects to the PhonePe merchant registration page with our referral code. Nothing is sent unless you click the button.

External Service Provider: PhonePe
– Website: https://www.phonepe.com
– Merchant Registration: https://easypaymentplugins.com/phonepe-signup
– Terms of Service: https://www.phonepe.com/termsandconditions.html
– Privacy Policy: https://www.phonepe.com/privacy-policy.html