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Allow easy on ledger, non custodial XRP ledger payments, in XRP or IOU’s (issued currencies).
XRP transactions are usually user initiated: open your wallet, enter the destination, amount, etc. and then you submit your transaction. In retail / e-commerce (and many other) scenarios, by “reversing” this process, the payment flow will become less prone to mistakes and much more user friendly.
Screenshots

Setup screen for payments.

This is the standard setup to receive XRP. It shows a connected message and no errors.

What the user will see when submitting the payment.

The setup page in the admin panel on the Xaman api.